Ohio Department Of Insurance exams lab exactprep Oh-life-agent-series-11-44 Questions by Nahla q84 vce pdf

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Exam Name:	OHIO Life Insurance Agent Series 11-44
Exam Code:	OH-Life-Agent-Series-11-44 Dumps
Vendor:	Ohio Department of Insurance	Certification:	OHIO Life Insurance
Questions:	105 Q&A's	Shared By:	nahla

Question 8

Making a statement that is false and maliciously critical of the financial condition of an insurer is known as

Options:

coercion.

defamation.

intimidation.

misrepresentation.

Discussion

Question 9

Upon the divorce of an insured who designated their spouse as the beneficiary, which of the following actions will result?

Options:

the insured must pay 50% of the premiums paid to the spouse named as the beneficiary

the spouse designated as beneficiary will remain an irrevocable beneficiary

the designation of the spouse as a beneficiary is revoked

the policy will automatically be terminated

Discussion

Question 10

Which of the following policies allows the policyowner to change two policy features?

Options:

Credit Life.

Modified Life.

Adjustable Life.

Term Life.

Discussion

Question 11

An Insured owns a whole life policy that has accumulated cash value. Which of the following statements Is true about the policy's cash value?

Options:

The policy's cash value is viewed as investment growth and therefore subject to taxation for each calendar year.

The growth of the policy's cash value Is not subject to income tax while the policy Is in force.

It is subject to fluctuations of the company's overall performance.

The cash value is not guaranteed.

Discussion

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