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Ohio Department of Insurance Updated OH-Life-Agent-Series-11-44 Exam Questions and Answers by araya

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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Overview :

Exam Name: OHIO Life Insurance Agent Series 11-44
Exam Code: OH-Life-Agent-Series-11-44 Dumps
Vendor: Ohio Department of Insurance Certification: OHIO Life Insurance
Questions: 105 Q&A's Shared By: araya
Question 24

Which of the following statements BEST describes a single premium cash value policy?

Options:

A.

It requires only one payment to make the policy paid up.

B.

It provides for only one premium to be paid without evidence of insurability.

C.

It waives one future premium if the owner becomes disabled.

D.

It requires the policyowner to pay one premium annually.

Discussion
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Question 25

Deliberate withholding of material facts that would affect the validity of an Insurance policy or a claim under the policy Is known as

Options:

A.

slanting.

B.

concealment.

C.

misrepresentation.

D.

aleatory contract.

Discussion
Question 26

A policyowner may not pay premiums with which frequency?

Options:

A.

Bi-weekly

B.

Monthly

C.

Quarterly

D.

Semi-annually

Discussion
Question 27

What is the approach to assessing the consumer's need for life insurance that focuses on an individual's future stream of income?

Options:

A.

Needs approach

B.

Affordability approach

C.

Human Life Value approach

D.

Return of Investment approach

Discussion
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